Covering Members Of Your Family with Insurance

  • Two Factors Which Could Be Making Your Car Insurance So High

    6 September 2018

    Struggling under the weight of a high car insurance premium can be absolutely crippling. It's hard enough to muster up the funds to pay for the car note, but when you add in an expensive monthly insurance bill, the price can be too much to bear. If this is your current situation, you're probably trying to figure out why your auto insurance has to be so high. Some of the contributing factors are directly under your control.

  • How Can You Tell If Your Auto Insurance Rates Are Fair?

    6 September 2018

    As long as you drive a car, you're going to be paying car insurance. Since this is a recurring expense, you'll want to keep it as low as possible. High insurance rates can seriously strain your budget. This can deprive you of the funds you need to pursue other ventures. It's not unheard of for insurance agents and companies to propose rates that are unfair. After all, just as you're looking to save as much money as possible, they're trying to make as much money as possible from you.

  • Does Smoking Result In Higher Home Insurance Rates?

    5 September 2018

    People who smoke generally pay significantly higher rates for health insurance, but did you know that smokers also pay more for their homeowners insurance policies? Smoking is viewed as a risk, and this is why agents ask people if there are any smokers in the home when offering quotes for insurance policies. Here are several things you should know about smoking and the effects it has on home insurance rates.

  • What Is The Difference Between Liability Coverage And Collision Coverage?

    5 September 2018

    If you own a car and do not have a loan on it, you are free to choose any type of car insurance coverage you would like, as long as it meets the minimum standards in your state. If you do not know a lot about car insurance, you might end up choosing the wrong coverage, though. Here is an explanation of the difference between liability coverage and collision coverage, so that you can make a wise decision about what type you should purchase.

  • Different Types Of Insurance That Cover Automobiles In Different Capacities

    5 September 2018

    Cars, trucks, work vehicles: whatever you drive every day, you have to have insurance on it. There is actually more than one type of insurance that covers what you drive. It all depends on what you use the vehicle for. The following types of insurance cover your vehicle in the capacities listed. Standard Auto Insurance Standard auto insurance is your typical car insurance. Varying levels of coverage provide protection in the event of an accident.

  • What Is An Insurance Cluster, And What Can One Do?

    4 September 2018

    An insurance cluster is a collection of agents and agencies that have banded together in order to increase their buying power. Insurance clusters are formally structured organizations that have clearly defined memberships and rules. The goal of one is to reduce costs for customers while also increasing profits for the agents, and in many cases the power of working together also allows a cluster to offer a more diverse range of products.

  • Moving Into Your First Apartment? Why You Need Renter's Insurance

    4 September 2018

    There's nothing quite like moving into your own apartment. The feeling of absolute freedom that you get to experience is unmatched by nearly any other event in life. You're finally able to live under your own rules without having to comply with another person's wishes about what home life should look like. While you're shopping for furniture, wall hangings, and decorations, there's another item that you should attend to as well: renter's insurance.