28 December 2018
When a person makes mistakes with their insurance coverage, they could greatly increase their financial liabilities. Unfortunately, these mistakes are often the result of individuals being inexperienced with buying insurance, and this can result in major financial hardship if you find yourself needing to file an insurance claim. Skipping Annual Insurance Reviews It is a common mistake for individuals to simply fail to review the coverage on a regular basis. This can lead to buying the same insurance policy for many years despite your coverage needs changing.
2 November 2018
Auto insurance companies assign different levels of risk to motorists depending on their driving histories and personal circumstances. You should do your best not to be labeled a high-risk driver. Otherwise, you may have to contend with the following consequences. High Auto Insurance Costs First and foremost, a bad driving history is likely to make your insurance rates rise. This makes sense because insurance companies use your past driving history to predict your future risk.
25 September 2018
If you are not overly familiar with purchasing home insurance for your house, there might be some terms you do not understand that relate to homeowner's insurance. Understanding important insurance terms can help you choose the right policy and coverage, and here are three important terms you should understand when buying home insurance. Deductible Deductible is a common word in the world of insurance, and it is a very important term to understand.
10 September 2018
A judge can order someone with a poor driving record to fill in an SR-22 form. This is filled and filed with the department of motor vehicles, and it's the only way to have your license restored if it was revoked or suspended. Once you fill in an SR-22 form, you can expect your car insurance to cost you a lot more than you're used to. This is why many drivers find it difficult to maintain their coverage.
10 September 2018
You have seen the ads. Auto insurance companies want your business, and they are going to great lengths to get it. The discounts, the insurance bundles, the devices, the bargaining chips, the rewards, and all of their other enticements make it difficult to choose. Instead of choosing an insurance company/provider based on rewards and enticements, which can make the decision difficult, you should be basing your choice on coverage, deductibles, and cost.
9 September 2018
Although homeowners insurance typically covers firearms, there are some coverage limitations that you should know about. For example, you should know that: There Is a Monetary Limit The first thing you should know is that there will be a monetary sub-limit on how much your insurer can compensate you in case you lose your guns. This isn't surprising given that home insurance typically has a limit and specific items also have a sub-limit in standard auto insurance coverage.
8 September 2018
If you are looking to build a house on waterfront property and you aren't sure about flooding risks and insurance, there are some things that you want to do. You want to make sure to not only talk with your builder about these concerns but also with an insurance agent. You also want to talk with someone who specializes in home insurance, and flood insurance. Here are some of the questions to ask, and the options you want to consider.
7 September 2018
Imagine you're on vacation in an unfamiliar city. You leave your vehicle in what's assumed to be a safe area, only to come back to a bunch of broken glass, a few missing items and a shattered sense of trust. Vehicle break-ins can happen just about anywhere, but the above is just one of the many common scenarios that occur with depressing regularity. If you keep your home and your vehicle insured, you can count on your homeowners and auto insurance coverage to pick up the pieces.
6 September 2018
Struggling under the weight of a high car insurance premium can be absolutely crippling. It's hard enough to muster up the funds to pay for the car note, but when you add in an expensive monthly insurance bill, the price can be too much to bear. If this is your current situation, you're probably trying to figure out why your auto insurance has to be so high. Some of the contributing factors are directly under your control.
6 September 2018
As long as you drive a car, you're going to be paying car insurance. Since this is a recurring expense, you'll want to keep it as low as possible. High insurance rates can seriously strain your budget. This can deprive you of the funds you need to pursue other ventures. It's not unheard of for insurance agents and companies to propose rates that are unfair. After all, just as you're looking to save as much money as possible, they're trying to make as much money as possible from you.