16 March 2021
Many people understand that both collision and comprehensive coverage are optional parts of a car insurance policy. With collision coverage, you can simply look at the car and ask if it is really worth the extra premium to cover damage to your car. If you're a good driver, you may not be worried. However, comprehensive is a bit different, and you have to look at the various components of comprehensive coverage.
11 February 2021
Does your small business require the use of a truck? If so, you may wonder if your personal auto insurance policy is enough coverage for your truck. It does not matter if you have one or a fleet of commercial vehicles. If you are a business owner and use vehicles in your day-to-day business operations, you need commercial truck insurance. The size of the trucks also does not factor into whether you need it.
12 January 2021
Some people buy auto insurance plans and never update or change them for years. Is this how you should handle it, or should you update your plan more often? Here are some recommendations to help you know how often you should update your auto insurance policy. Each Time You Switch Vehicles One of the most common reasons people update their insurance policies is when they have vehicle changes. For example, if you sold one of your vehicles, you might want to drop the insurance coverage for that car, as you would no longer need insurance on it.
3 December 2020
Insurance is not always easy to understand even with a local agent present. Changing insurance plans as personal needs change does require a bit of time. Medicare is confusing for people who are of retirement age and those who have disabilities. Here are a few tips for exploring Medicare insurance benefits. Once individuals qualify for Medicare due to age, they often have to go through social security. There are several parts of Medicare insurance that must be active to receive the full range of benefits.
2 November 2020
If you are unhappy with your current insurance provider, it is time to start shopping for a new provider for your auto insurance. When it comes to getting quotes, obtaining quotes directly from a captive insurance agent is one way to do so. A captive insurance agent is one who works directly with a specific company. Benefits of Getting an Insurance Quote from a Captive Insurance Agent When it comes to getting a quote from a captive insurance agent, you will be speaking directly with an agent who works for a single company.
7 October 2020
Many people get health insurance coverage via public or employer programs. However, you should buy private coverage if you don't have access to such programs. Being without health insurance may seem cheap in the short term, but it is expensive in the long term. Below are some of the circumstances that mean you should shop for individual coverage. You Are Unemployed or Self-Employed According to entrepreneur.com, except for Hawaii, state law doesn't require employers to provide health insurance to their employees.
12 August 2020
Purchasing a homeowner's insurance policy allows the homeowner to recover his losses should an unexpected event occur that causes the home to be damaged or destroyed. There are various levels of homeowners' insurance coverage available that homeowners have to choose from. A standard homeowner's insurance policy is usually the least expensive and these are the different things this type of policy covers. Structure Coverage Structure coverage pays to cover the cost of repairing or rebuilding the home if it is damaged or destroyed by fire, lightning, hail, hurricane, or any other disasters included in the policy.