31 July 2020
If you own property, you'll want to get property insurance. Learn more about this insurance type. What is property insurance? Property insurance financially covers the loss or damage of your property. It can cover anything that you own, such as land, possessions, and structures. When you purchase a property insurance plan, you are protecting your investments and will be reimbursed if your property is lost or damaged by a covered claim.
1 July 2020
Medical malpractice insurance is an important liability insurance that all doctors must have, but that's far from the only detail that medical professionals should know about the insurance. If you're in the medical field, regardless of what level you provide care at, here's what you need to know about medical malpractice insurance. Not Just for Medical Doctors Medical malpractice isn't just for doctors. While doctors are legally required to carry the insurance, anyone who offers medical care can be named in a malpractice lawsuit and should have protection against that risk.
29 April 2020
People who pay the lowest auto insurance rates are individuals who pose low risks to insurance companies. People who pay the highest rates are those who pose the highest risks to insurance providers. Insurance agents base the costs of insurance on risk levels for a reason. If you are a high-risk driver, you will likely pay higher rates and you might even need SR-22 insurance. SR-22 insurance is for people with high risk, but does this mean that every high-risk driver needs it?
27 January 2020
Homeowners insurance, of course, provides protection for your house. This is far from all that the insurance protects, though. Here are some of the other things that homeowners insurance typically covers. Other Structures on Your Property First, many homeowners policies also cover other structures that are on your property. Some homeowners assume that their fence, detached garage, gazebo, and backyard ice rink are covered just as their house is, but these other structures are usually treated differently by insurers because they don't have the same systems, cost the same amount to build, or are used in the same way as a primary house.
20 December 2019
Although you might treat your pet as a family member, the situation is different when it comes to car insurance policies. When it comes to auto insurance carriers, pets are more likely to be treated as personal properties. Below are some of the things you should know about pet injury coverage by auto insurance policies. Coverage Varies By Carrier The first thing you should know is that insurance coverage varies widely by carrier, and this includes pet coverage.
12 November 2019
If you're a commercial trucker, you have to get insurance. Then, you'll be prepared for a potential disaster and won't have to pay a fortune if something bad does occur. If you're purchasing semi-truck insurance for the first time, these tips are important to remember. Get Enough Coverage When you get an insurance policy for a semi-truck, it's important that you get the right amount. Otherwise, you may still pay a lot out of pocket on damage even with an insurance policy.
16 October 2019
Before you get started, you will want to walk through your rental property with an agent to discuss insurance needs and improvements that can help lower landlord insurance costs. Some of the coverage that a landlord insurance policy needs to cover include: Accidents and Liabilities—Maintenance problems, fires, and other potential accidents should be a priority when shopping with an independent agent for landlord insurance. Natural Disaster—Natural disasters can cause a lot of damage to property, and you want to make sure your policy covers these problems.