10 September 2018
A judge can order someone with a poor driving record to fill in an SR-22 form. This is filled and filed with the department of motor vehicles, and it's the only way to have your license restored if it was revoked or suspended. Once you fill in an SR-22 form, you can expect your car insurance to cost you a lot more than you're used to. This is why many drivers find it difficult to maintain their coverage.
9 September 2018
Although homeowners insurance typically covers firearms, there are some coverage limitations that you should know about. For example, you should know that: There Is a Monetary Limit The first thing you should know is that there will be a monetary sub-limit on how much your insurer can compensate you in case you lose your guns. This isn't surprising given that home insurance typically has a limit and specific items also have a sub-limit in standard auto insurance coverage.
8 September 2018
If you are looking to build a house on waterfront property and you aren't sure about flooding risks and insurance, there are some things that you want to do. You want to make sure to not only talk with your builder about these concerns but also with an insurance agent. You also want to talk with someone who specializes in home insurance, and flood insurance. Here are some of the questions to ask, and the options you want to consider.
7 September 2018
Imagine you're on vacation in an unfamiliar city. You leave your vehicle in what's assumed to be a safe area, only to come back to a bunch of broken glass, a few missing items and a shattered sense of trust. Vehicle break-ins can happen just about anywhere, but the above is just one of the many common scenarios that occur with depressing regularity. If you keep your home and your vehicle insured, you can count on your homeowners and auto insurance coverage to pick up the pieces.
6 September 2018
Struggling under the weight of a high car insurance premium can be absolutely crippling. It's hard enough to muster up the funds to pay for the car note, but when you add in an expensive monthly insurance bill, the price can be too much to bear. If this is your current situation, you're probably trying to figure out why your auto insurance has to be so high. Some of the contributing factors are directly under your control.
6 September 2018
As long as you drive a car, you're going to be paying car insurance. Since this is a recurring expense, you'll want to keep it as low as possible. High insurance rates can seriously strain your budget. This can deprive you of the funds you need to pursue other ventures. It's not unheard of for insurance agents and companies to propose rates that are unfair. After all, just as you're looking to save as much money as possible, they're trying to make as much money as possible from you.
5 September 2018
People who smoke generally pay significantly higher rates for health insurance, but did you know that smokers also pay more for their homeowners insurance policies? Smoking is viewed as a risk, and this is why agents ask people if there are any smokers in the home when offering quotes for insurance policies. Here are several things you should know about smoking and the effects it has on home insurance rates.
5 September 2018
If you own a car and do not have a loan on it, you are free to choose any type of car insurance coverage you would like, as long as it meets the minimum standards in your state. If you do not know a lot about car insurance, you might end up choosing the wrong coverage, though. Here is an explanation of the difference between liability coverage and collision coverage, so that you can make a wise decision about what type you should purchase.
5 September 2018
Cars, trucks, work vehicles: whatever you drive every day, you have to have insurance on it. There is actually more than one type of insurance that covers what you drive. It all depends on what you use the vehicle for. The following types of insurance cover your vehicle in the capacities listed. Standard Auto Insurance Standard auto insurance is your typical car insurance. Varying levels of coverage provide protection in the event of an accident.
4 September 2018
An insurance cluster is a collection of agents and agencies that have banded together in order to increase their buying power. Insurance clusters are formally structured organizations that have clearly defined memberships and rules. The goal of one is to reduce costs for customers while also increasing profits for the agents, and in many cases the power of working together also allows a cluster to offer a more diverse range of products.