12 November 2019
If you're a commercial trucker, you have to get insurance. Then, you'll be prepared for a potential disaster and won't have to pay a fortune if something bad does occur. If you're purchasing semi-truck insurance for the first time, these tips are important to remember. Get Enough Coverage When you get an insurance policy for a semi-truck, it's important that you get the right amount. Otherwise, you may still pay a lot out of pocket on damage even with an insurance policy.
16 October 2019
Before you get started, you will want to walk through your rental property with an agent to discuss insurance needs and improvements that can help lower landlord insurance costs. Some of the coverage that a landlord insurance policy needs to cover include: Accidents and Liabilities—Maintenance problems, fires, and other potential accidents should be a priority when shopping with an independent agent for landlord insurance. Natural Disaster—Natural disasters can cause a lot of damage to property, and you want to make sure your policy covers these problems.
6 August 2019
Most people realize that their driving record will have some effects on the amount they pay for car insurance, but a lot of people do not realize how this actually works. While there are different rules in all states, most states use a system that is very similar in nature, and here are several things to understand about the effects your record may have on your insurance premiums. No record shows inexperience
1 July 2019
Homeowners' insurance is not just for replacing your home if you have a fire or some other damage to the home. Most policies offer you protection for the things in your home as well. There are some things that you need to do to protect yourself and to get the most from your insurance plan. Get the Right Coverage Getting the right coverage for your home is not too difficult. The place you need to start is with the insurance company.
26 May 2019
An SR-22 is typically required for those that have been cited for driving without insurance or for those that are considered an insurance risk, such as people that have been convicted of a DUI or other risky driving behavior. In many cases, getting an SR-22, which is a special proof of insurance requirement, is required before a revoked or suspended license can be reissued. Of course, needing such a form means that your insurance rates are likely going to be higher because as a driver you are considered high risk by the insurance company.
19 April 2019
When you have a car that you use for just one part of the year due to the climate, it's likely that need to consider exactly how you should get car insurance that provides the coverage you need. If you have a car that you specifically drive during the colder months when there's a lot of snow on the ground, you need to see exactly what you can do to make sure that the insurance is appropriate.
20 February 2019
If you recently found out that the DMV is suspending your license yet you still want to have car insurance, you may need to call around to find a company that will insure you. Having a suspended license means that you cannot legally drive at this time, but you can still get insurance, and there are good reasons to keep insurance during this time. What is a suspended license and why does this happen?
28 December 2018
When a person makes mistakes with their insurance coverage, they could greatly increase their financial liabilities. Unfortunately, these mistakes are often the result of individuals being inexperienced with buying insurance, and this can result in major financial hardship if you find yourself needing to file an insurance claim. Skipping Annual Insurance Reviews It is a common mistake for individuals to simply fail to review the coverage on a regular basis. This can lead to buying the same insurance policy for many years despite your coverage needs changing.
2 November 2018
Auto insurance companies assign different levels of risk to motorists depending on their driving histories and personal circumstances. You should do your best not to be labeled a high-risk driver. Otherwise, you may have to contend with the following consequences. High Auto Insurance Costs First and foremost, a bad driving history is likely to make your insurance rates rise. This makes sense because insurance companies use your past driving history to predict your future risk.
25 September 2018
If you are not overly familiar with purchasing home insurance for your house, there might be some terms you do not understand that relate to homeowner's insurance. Understanding important insurance terms can help you choose the right policy and coverage, and here are three important terms you should understand when buying home insurance. Deductible Deductible is a common word in the world of insurance, and it is a very important term to understand.