Covering Members Of Your Family with Insurance

  • Moving Into Your First Apartment? Why You Need Renter's Insurance

    4 September 2018

    There's nothing quite like moving into your own apartment. The feeling of absolute freedom that you get to experience is unmatched by nearly any other event in life. You're finally able to live under your own rules without having to comply with another person's wishes about what home life should look like. While you're shopping for furniture, wall hangings, and decorations, there's another item that you should attend to as well: renter's insurance.

  • 4 Ways To Lower Your Car Insurance Costs

    3 September 2018

    As a driver, it's important to make sure that you practice safe driving and that you properly insure yourself in the event of danger. If you're not loving the cost of your current auto insurance provider, it may be time to make some changes and update your policy. There are steps that you can take to lower your insurance bill so that it's a more comfortable cost. Keep reading to better understand some of the ways in which you can lower your car insurance costs.

  • How To Manage Your 3-Day Wait Period

    3 September 2018

    Any insurance that mirrors worker's compensation is very helpful to the injured person. It's also subject to intense scrutiny to ensure the injured person isn't malingering. The Defense Base Act states that injured parties have to go through three days of no compensation before becoming eligible. If you find yourself waiting out that three-day period, here's how to handle it so that you know for sure whether you can go back to work or not -- and the insurance company knows that you're telling the truth.

  • Auto Insurance And Rental Cars

    3 September 2018

    Anyone who has traveled out of town via plane knows the value of investing in a rental car. Rental cars can help you have access to reliable transportation while you are away from home. When you pick up your rental car, the rental company will likely ask you if you want to purchase an insurance policy that covers the car for the duration of the rental period. Many drivers are tempted to forego this insurance to help cut costs, but doing so could end up costing you in the long run.

  • Health Insurance On The Health Insurance Exchange: Is It Worth It?

    2 September 2018

    President Obama's intent to create affordable healthcare has been met with mixed results. For people who were paying much higher rates with much higher and more expensive deductibles, the bill and the Insurance Exchange Marketplace came as a financial relief. For people who did not have insurance at all, it was a financial burden. So, as you begin searching for a health care plan, you may be wondering if the health insurance plans offered by the Exchange are worth it.

  • Selling A Car To A Private Party? Why It's So Important To Sign Over The Title Right Away

    1 September 2018

    If you're selling a car to a private party for the first time, you might not know about some of the hidden logistics of the matter. It seems like simply posting an ad, finding a buyer, accepting the cash, and handing over the keys would seal the deal, but there's another component that is much more important:  Signing over the title. You must get the title put in the name of the buyer as soon as possible, and the following article will help you see why.

  • Tips For Switching To A New Homeowner's Insurance Policy

    31 August 2018

    If you have a mortgage, your lender will almost certainly require you to have a homeowner's insurance policy. Homeowner's insurance protects you financially in the event that your home is burglarized, damaged, or suffers a total loss. However, the homeowner's insurance policy that you buy when you purchase your home may not be the best option for you in the long run. If you want to try to get lower rates or you're considering bundling your homeowner's insurance with another insurance policy with a different company, you can change your homeowner's insurance at any time.

  • How Home Insurance & Renters Insurance Is Different

    31 August 2018

    If you are buying your first house, one thing you may have to do is get rid of your renters insurance policy and upgrade to a home insurance policy. While these policies may serve a similar purpose, they are quite different. Here is what you'll need to know about the differences between home and renters insurance. Expect to Pay More Money for Home Insurance You'll find that the home insurance is going to cost more money than your old renters insurance policy.

  • 4 Effective Ways To Help Lower Home Insurance Costs

    31 August 2018

    Taking the time to think of your monthly and annual expenses is essential. It's likely you'll want to find effective ways to lower these and the best way of making this possible will rest in being proactive. By putting effective tips to work that render useful results is the ideal way to enjoy lower home insurance rates with ease. Learning the things you can do today that will decrease these costs may be beneficial to you.

  • Saving Money On Car Insurance After A DUI

    8 August 2018

    If there is one thing that can drive up the costs of your car insurance, it is being charged with a DUI. When you receive a charge for driving under the influence, insurance companies see you as a higher risk to provide a policy to, so they must charge more money to assume those risks. While you may be regretful for having committed the crime, this spike in insurance rates can really crowd your budget, so you are bound to want to do whatever it is you can to save money.