5 September 2018
Cars, trucks, work vehicles: whatever you drive every day, you have to have insurance on it. There is actually more than one type of insurance that covers what you drive. It all depends on what you use the vehicle for. The following types of insurance cover your vehicle in the capacities listed. Standard Auto Insurance Standard auto insurance is your typical car insurance. Varying levels of coverage provide protection in the event of an accident.
4 September 2018
An insurance cluster is a collection of agents and agencies that have banded together in order to increase their buying power. Insurance clusters are formally structured organizations that have clearly defined memberships and rules. The goal of one is to reduce costs for customers while also increasing profits for the agents, and in many cases the power of working together also allows a cluster to offer a more diverse range of products.
4 September 2018
There's nothing quite like moving into your own apartment. The feeling of absolute freedom that you get to experience is unmatched by nearly any other event in life. You're finally able to live under your own rules without having to comply with another person's wishes about what home life should look like. While you're shopping for furniture, wall hangings, and decorations, there's another item that you should attend to as well: renter's insurance.
3 September 2018
As a driver, it's important to make sure that you practice safe driving and that you properly insure yourself in the event of danger. If you're not loving the cost of your current auto insurance provider, it may be time to make some changes and update your policy. There are steps that you can take to lower your insurance bill so that it's a more comfortable cost. Keep reading to better understand some of the ways in which you can lower your car insurance costs.
3 September 2018
Any insurance that mirrors worker's compensation is very helpful to the injured person. It's also subject to intense scrutiny to ensure the injured person isn't malingering. The Defense Base Act states that injured parties have to go through three days of no compensation before becoming eligible. If you find yourself waiting out that three-day period, here's how to handle it so that you know for sure whether you can go back to work or not -- and the insurance company knows that you're telling the truth.
3 September 2018
Anyone who has traveled out of town via plane knows the value of investing in a rental car. Rental cars can help you have access to reliable transportation while you are away from home. When you pick up your rental car, the rental company will likely ask you if you want to purchase an insurance policy that covers the car for the duration of the rental period. Many drivers are tempted to forego this insurance to help cut costs, but doing so could end up costing you in the long run.
2 September 2018
President Obama's intent to create affordable healthcare has been met with mixed results. For people who were paying much higher rates with much higher and more expensive deductibles, the bill and the Insurance Exchange Marketplace came as a financial relief. For people who did not have insurance at all, it was a financial burden. So, as you begin searching for a health care plan, you may be wondering if the health insurance plans offered by the Exchange are worth it.
1 September 2018
If you're selling a car to a private party for the first time, you might not know about some of the hidden logistics of the matter. It seems like simply posting an ad, finding a buyer, accepting the cash, and handing over the keys would seal the deal, but there's another component that is much more important: Signing over the title. You must get the title put in the name of the buyer as soon as possible, and the following article will help you see why.
31 August 2018
If you have a mortgage, your lender will almost certainly require you to have a homeowner's insurance policy. Homeowner's insurance protects you financially in the event that your home is burglarized, damaged, or suffers a total loss. However, the homeowner's insurance policy that you buy when you purchase your home may not be the best option for you in the long run. If you want to try to get lower rates or you're considering bundling your homeowner's insurance with another insurance policy with a different company, you can change your homeowner's insurance at any time.
31 August 2018
If you are buying your first house, one thing you may have to do is get rid of your renters insurance policy and upgrade to a home insurance policy. While these policies may serve a similar purpose, they are quite different. Here is what you'll need to know about the differences between home and renters insurance. Expect to Pay More Money for Home Insurance You'll find that the home insurance is going to cost more money than your old renters insurance policy.