If you drive a car, you will need to purchase car insurance for protection. Car insurance protects you, your vehicle, and others, and it is an insurance type that you can customize to meet your needs and desires. Some people choose basic policies that offer little coverage, while others prefer more comprehensive plans that offer a lot of coverage. Some people even add extras to their policies. Here are some extras that you can add to your car insurance plan if you want additional coverage.
Roadside Assistance
A lot of people have roadside assistance with their car insurance plans, as this coverage is very helpful for many situations. It is also affordable to purchase when adding it to a current auto insurance policy. Roadside assistance provides help to you when you experience car problems, such as running out of gas or having a flat tire. You can call for help when you need it, and help will come quickly. Paying an extra fee for this coverage is well worth it if you ever need assistance.
Mechanical Breakdown
Some insurance companies sell mechanical breakdown endorsements with car insurance. This coverage is like a warranty you can buy through a car dealership, as it helps you pay for major car repairs you might need. It generally covers engine and transmission problems, but it might also cover other issues.
OEM Coverage
If your car ever gets damaged from an accident, you can receive OEM parts when you get the repairs if you have this coverage. OEM parts are the dealer's original parts, and these parts are generally the best. Most repair shops do not use them when fixing cars, though, but they will have to if you have OEM coverage on your auto plan.
Glass Protection
Glass protection is another beneficial coverage type to have. If you have glass coverage, you can submit a claim whenever you have a broken or chipped car window. You might be able to get the repairs completed for free with this coverage.
Rental Car Coverage
Finally, you can add rental car coverage to your plan. If your car needs repairs after an accident, you can get a rental car for a reduced price with this coverage.
After reading through these common extras, are you interested in learning more about them or adding them to your plan? If so, talk to a car insurance agent today to find out if you can add these coverages to your existing insurance policy.
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